Attention homeowners: Real estate appraisal services for in Houston and Harris County

The top 7 reasons why TX homeowners hire Alpha & Omega Appraisal Services:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a TX property tax assessment
Remove PMI to reduce their monthly mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Harris county or TX by determining the true market value of property in question

Do you own a home in or near Houston? Do you need help deciding the value of your real estate?
Contact Alpha & Omega Appraisal Services.

At Alpha & Omega Appraisal Services, we understand the special needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Alpha & Omega Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Alpha & Omega Appraisal Services is experts in helping consumers just like you get rid of unwanted PMI insurance.

Challenging Harris county's assessment of your property

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Alpha & Omega Appraisal Services is your perfect weapon.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Alpha & Omega Appraisal Services can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.